When establishing loan eligibility, lenders will take into account a borrower's credit ratings, income, employment status, and residence stability. There is no one factor that can ensure a customer will approve. Instead, when making a loan decision, lenders will combine this information. For instance, a lender might reject a client who has a high credit score but little work experience and few trade lines, while approving a client who has a low credit score but a solid work history and numerous established credit lines, even if their credit report contains negative information.

Pre-Approval Process
The success of Manufactured Housing Consultants is partly attributed to our capacity to facilitate financing for purchasers with poor credit. The majority of Manufactured Housing Consultants' business is financing manufactured homes. Many prospective purchasers have experienced credit issues of some kind. We may assist those who lack credit, have poor credit, or even bad credit in buying a new prefabricated house, including clients whose credit has suffered as a result of divorce, collections, charge-offs, repossessions, or even a home foreclosure. Eight lenders are available to us, and each of them offers a variety of financing options!
​
Many of our lenders also focus on lending to those with bad credit and even people without a social security number, such undocumented workers. For independent contractors who are unable to substantiate all of their revenue, there are alternate income programs. In addition, a lot of the houses we have on the market were chosen because they come with factory- or lender-based financial incentives. Preapproval is a straightforward process. Our advisors can help you determine which homes and financing programs you will probably qualify for by asking you to fill out a free customer profile evaluation and providing pertinent applicant, residency, and income information.
FIND YOUR NEXT HOME
Work with us today to find what home is meant for you and your dreams. Whether it's relocation, finding land, gathering utilities and site preparation. Texas Manufactured Homes Today is set to help you find what works best for you.
Call Us
Free Calls
(512) 571-3557
Find Us
7200 N I-35 Frontage Rd,
A New Braunfels, TX 78130.
